Each member is responsible for having their own (or family) equine insurance package and must present it to the Ride Secretary at each OCTRA sanctioned event. OCTRA membership does not include member insurance.

4.2.3 PROOF OF INSURANCE
Prior to participation,all riders and sponsors must present Proof of provincial sports organization membership (i.e. OEF)
OR
Proof of current “off farm” equine third party liability insurance minimum of one million dollars ($1m). A letter of coverage from the entrant’s insurance agent shall be taken as proof of insurance. Such proof must be presented to Ride Management at the time of entry.
Options available include:

Ontario Equestrian (formerly OEF)
https://ontarioequestrian.ca/membership/

Note: Ontario Equestrian member insurance is now underwritten by InterCity. You can also insure directly with InterCity without OE membership. (See second item below.)

PackageAdditional
Basic:

  1.  $5 M Personal Liability
  2.  Non-Commercial Stableman’s Liability
  3.  Accidental Death & Dismemberment
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Other Programs
Member Discounts
Optional:

  1.  $15k Horse Mortality
  2.  $2.5k Lifesaving Surgery
  3.  $50k Additional AD&D
  4.  .5k Tack/Horse Equipment
  5.  Out of Province Health Travel Ins.
Mandatory for EC Programs:
Sport Licenses; Sanctioned
Competitions, Passports
Mandatory for memberships in
some Clubs & Associations (see
website)

InterCity Insurance Services
https://intercityinsurance.com/purchase-online.php

PackageAdditional
Basic:

  1.  $5M Personal Liability
  2.  $50k Accidental Death & Dismemberment

Family included:

  1.  $10k Tack
  2.  $12k Hors Mortality
No membership required
Optional:

  1.  Tack
  2.  Horse mortality
  3.  Travel Medical Single

Canadian Recreational Horse and Rider Association (CRHRA)
https://crhra.ca/

PackageAdditional
Basic:

  1. $5M Personal Liability
  2. $30k Accident, Death & Dismemberment
  3. $2,5k Tack & Equipment
Discounts on :

  • The Rider – Ont Horse Industry
    Paper
  • Horse Canada
Optional:

  • $12k Horse Mortality